BanksADRIAN STATE BANK

ADRIAN STATE BANK

ADRIAN, MNMicroRSSD #293352
Latest · 2025-12-31

ADRIAN STATE BANK is an FDIC-insured commercial bank headquartered in ADRIAN, MN. As of 2025-12-31, the bank reported total assets of $64M and total deposits of $57M. Profitability stands at -0.34% ROA and -3.20% ROE, with a net interest margin of 4.48%. CET1 capital ratio: 9.77%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$64M
Deposits
$57M
Loans
$42M
Equity
$6M

Profitability

Return on Assets (ROA)-0.34%
Return on Equity (ROE)-3.20%
Net Interest Margin4.48%
Yield on Assets5.87%
Cost of Funds1.45%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.48%

Capital & Liquidity

CET1 Ratio9.77%
Tier 1 Capital9.77%
Total Capital Ratio10.26%
Leverage Ratio10.75%
Loan-to-Deposit73.31%

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