BanksCAMPBELL COUNTY BANK

CAMPBELL COUNTY BANK

HERREID, SDSmallEst. June 13, 1944, midnightFDIC #16161RSSD #293651FDIC
Latest · 2025-12-31

CAMPBELL COUNTY BANK is an FDIC-insured commercial bank headquartered in HERREID, SD, established in June 13, 1944, midnight. As of 2025-12-31, the bank reported total assets of $238M and total deposits of $201M. Profitability stands at 1.96% ROA and 14.07% ROE, with a net interest margin of 4.89%. CET1 capital ratio: 12.71%, well above regulatory minimums. NPL ratio: 1.00% · Texas Ratio: 5.60%. Operates 3 domestic branches.

Assets
$238M
Deposits
$201M
Loans
$194M
Equity
$31M

Profitability

Return on Assets (ROA)1.96%
Return on Equity (ROE)14.07%
Net Interest Margin4.89%
Yield on Assets7.06%
Cost of Funds2.53%

Asset Quality

NPL Ratio1.00%
Net Charge-Off Ratio0.01%
Texas Ratio5.60%
NPA Ratio0.81%
ACL / Loans1.65%

Capital & Liquidity

CET1 Ratio12.71%
Tier 1 Capital12.71%
Total Capital Ratio13.35%
Leverage Ratio13.80%
Loan-to-Deposit96.47%

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