BanksTIMBERLAND BANK

TIMBERLAND BANK

HOQUIAM, WALargeEst. Jan. 1, 1915, midnightFDIC #28453RSSD #294779FDIC
Latest · 2025-12-31

TIMBERLAND BANK is an FDIC-insured commercial bank headquartered in HOQUIAM, WA, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 1.65% ROA and 12.55% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 19.86%, well above regulatory minimums. NPL ratio: 0.29% · Texas Ratio: 1.58%. Operates 23 domestic branches.

Assets
$2.0B
Deposits
$1.7B
Loans
$1.5B
Equity
$266M

Profitability

Return on Assets (ROA)1.65%
Return on Equity (ROE)12.55%
Net Interest Margin4.10%
Yield on Assets5.88%
Cost of Funds1.90%

Asset Quality

NPL Ratio0.29%
Net Charge-Off Ratio0.00%
Texas Ratio1.58%
NPA Ratio0.22%
ACL / Loans1.22%

Capital & Liquidity

CET1 Ratio19.86%
Tier 1 Capital19.86%
Total Capital Ratio21.12%
Leverage Ratio12.67%
Loan-to-Deposit86.80%

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