BanksPIONEER COMMUNITY BANK, INC.

PIONEER COMMUNITY BANK, INC.

IAEGER, WVSmallEst. Sept. 20, 1931, midnightFDIC #2448RSSD #294827FDIC
Latest · 2025-12-31

PIONEER COMMUNITY BANK, INC. is an FDIC-insured commercial bank headquartered in IAEGER, WV, established in Sept. 20, 1931, midnight. As of 2025-12-31, the bank reported total assets of $183M and total deposits of $155M. Profitability stands at 0.82% ROA and 6.29% ROE, with a net interest margin of 4.12%. CET1 capital ratio: 13.13%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 1.76%. Operates 6 domestic branches.

Assets
$183M
Deposits
$155M
Loans
$137M
Equity
$24M

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)6.29%
Net Interest Margin4.12%
Yield on Assets5.52%
Cost of Funds1.47%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio0.03%
Texas Ratio1.76%
NPA Ratio0.24%
ACL / Loans0.98%

Capital & Liquidity

CET1 Ratio13.13%
Tier 1 Capital13.13%
Total Capital Ratio13.79%
Leverage Ratio14.02%
Loan-to-Deposit88.67%

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