BanksSECURITY BANK MINNESOTA

SECURITY BANK MINNESOTA

ALBERT LEA, MNSmallEst. Jan. 1, 1906, midnightFDIC #10984RSSD #295057FDIC
Latest · 2025-12-31

SECURITY BANK MINNESOTA is an FDIC-insured commercial bank headquartered in ALBERT LEA, MN, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $125M. Profitability stands at 0.10% ROA and 0.94% ROE, with a net interest margin of 4.83%. CET1 capital ratio: 13.28%, well above regulatory minimums. NPL ratio: 1.85% · Texas Ratio: 12.30%. Operates 3 domestic branches.

Assets
$148M
Deposits
$125M
Loans
$108M
Equity
$15M

Profitability

Return on Assets (ROA)0.10%
Return on Equity (ROE)0.94%
Net Interest Margin4.83%
Yield on Assets6.53%
Cost of Funds1.88%

Asset Quality

NPL Ratio1.85%
Net Charge-Off Ratio0.77%
Texas Ratio12.30%
NPA Ratio1.35%
ACL / Loans1.19%

Capital & Liquidity

CET1 Ratio13.28%
Tier 1 Capital13.28%
Total Capital Ratio14.44%
Leverage Ratio10.06%
Loan-to-Deposit86.92%

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