BanksFARMERS STATE BANK OF MEDORA

FARMERS STATE BANK OF MEDORA

MEDORA, ILMicroEst. Sept. 9, 1912, midnightFDIC #13902RSSD #295646FDIC
Latest · 2025-12-31

FARMERS STATE BANK OF MEDORA is an FDIC-insured commercial bank headquartered in MEDORA, IL, established in Sept. 9, 1912, midnight. As of 2025-12-31, the bank reported total assets of $21M and total deposits of $18M. Profitability stands at -0.09% ROA and -0.86% ROE, with a net interest margin of 2.83%. CET1 capital ratio: 28.74%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 0.45%. Operates 1 domestic branch.

Assets
$21M
Deposits
$18M
Loans
$7M
Equity
$2M

Profitability

Return on Assets (ROA)-0.09%
Return on Equity (ROE)-0.86%
Net Interest Margin2.83%
Yield on Assets3.65%
Cost of Funds0.85%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.04%
Texas Ratio0.45%
NPA Ratio0.05%
ACL / Loans0.90%

Capital & Liquidity

CET1 Ratio28.74%
Tier 1 Capital28.74%
Total Capital Ratio29.35%
Leverage Ratio14.06%
Loan-to-Deposit39.90%

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