Banks HOME SAVINGS AND LOAN COMPANY OF KENTON, OHIO, THE DBA HSLC

HOME SAVINGS AND LOAN COMPANY OF KENTON, OHIO, THE DBA HSLC

KENTON, OH Small Est. Jan. 1, 1888, midnight FDIC #29571 RSSD #296474 FDIC
Latest · 2025-12-31

HOME SAVINGS AND LOAN COMPANY OF KENTON, OHIO, THE DBA HSLC is an FDIC-insured commercial bank headquartered in KENTON, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $240M and total deposits of $188M. Profitability stands at 0.75% ROA and 4.34% ROE, with a net interest margin of 3.68%. CET1 capital ratio: 16.94%, well above regulatory minimums. NPL ratio: 1.55% · Texas Ratio: 6.97%.

Assets
$240M
Deposits
$188M
Loans
$194M
Equity
$41M

Profitability

Return on Assets (ROA)0.75%
Return on Equity (ROE)4.34%
Net Interest Margin3.68%
Yield on Assets6.20%
Cost of Funds2.83%

Asset Quality

NPL Ratio1.55%
Net Charge-Off Ratio0.01%
Texas Ratio6.97%
NPA Ratio1.25%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio16.94%
Tier 1 Capital16.94%
Total Capital Ratio17.79%
Leverage Ratio17.16%
Loan-to-Deposit103.01%

This is just the summary.

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