BanksCOMMERCIAL BANK

COMMERCIAL BANK

PARSONS, KSSmallEst. May 30, 1874, midnightFDIC #11777RSSD #296559FDIC
Latest · 2025-12-31

COMMERCIAL BANK is an FDIC-insured commercial bank headquartered in PARSONS, KS, established in May 30, 1874, midnight. As of 2025-12-31, the bank reported total assets of $377M and total deposits of $344M. Profitability stands at 2.25% ROA and 27.54% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 18.07%, well above regulatory minimums. NPL ratio: 0.80% · Texas Ratio: 4.08%. Operates 8 domestic branches.

Assets
$377M
Deposits
$344M
Loans
$173M
Equity
$31M

Profitability

Return on Assets (ROA)2.25%
Return on Equity (ROE)27.54%
Net Interest Margin3.56%
Yield on Assets4.81%
Cost of Funds1.26%

Asset Quality

NPL Ratio0.80%
Net Charge-Off Ratio0.16%
Texas Ratio4.08%
NPA Ratio0.36%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio18.07%
Tier 1 Capital18.07%
Total Capital Ratio19.20%
Leverage Ratio9.97%
Loan-to-Deposit50.23%

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