BanksCITY NATIONAL BANK OF METROPOLIS, THE

CITY NATIONAL BANK OF METROPOLIS, THE

METROPOLIS, ILSmallEst. July 1, 1908, midnightFDIC #3814RSSD #298245OCC
Latest · 2025-12-31

CITY NATIONAL BANK OF METROPOLIS, THE is an FDIC-insured commercial bank headquartered in METROPOLIS, IL, established in July 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $443M and total deposits of $346M. Profitability stands at 0.82% ROA and 7.90% ROE, with a net interest margin of 3.07%. CET1 capital ratio: 24.38%, well above regulatory minimums. NPL ratio: 1.61% · Texas Ratio: 7.96%. Operates 2 domestic branches.

Assets
$443M
Deposits
$346M
Loans
$235M
Equity
$48M

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)7.90%
Net Interest Margin3.07%
Yield on Assets5.36%
Cost of Funds2.39%

Asset Quality

NPL Ratio1.61%
Net Charge-Off Ratio0.30%
Texas Ratio7.96%
NPA Ratio0.91%
ACL / Loans1.32%

Capital & Liquidity

CET1 Ratio24.38%
Tier 1 Capital24.38%
Total Capital Ratio25.61%
Leverage Ratio13.35%
Loan-to-Deposit67.86%

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