BanksCOMMUNITY COMMERCE BANK

COMMUNITY COMMERCE BANK

CLAREMONT, CASmallEst. Oct. 1, 1976, midnightFDIC #26363RSSD #299868FDIC
Latest · 2025-12-31

COMMUNITY COMMERCE BANK is an FDIC-insured commercial bank headquartered in CLAREMONT, CA, established in Oct. 1, 1976, midnight. As of 2025-12-31, the bank reported total assets of $412M and total deposits of $310M. Profitability stands at 0.78% ROA and 5.07% ROE, with a net interest margin of 3.24%. CET1 capital ratio: 18.71%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 4.16%. Operates 4 domestic branches.

Assets
$412M
Deposits
$310M
Loans
$303M
Equity
$62M

Profitability

Return on Assets (ROA)0.78%
Return on Equity (ROE)5.07%
Net Interest Margin3.24%
Yield on Assets6.70%
Cost of Funds3.89%

Asset Quality

NPL Ratio0.01%
Net Charge-Off Ratio-0.03%
Texas Ratio4.16%
NPA Ratio0.66%
ACL / Loans1.12%

Capital & Liquidity

CET1 Ratio18.71%
Tier 1 Capital18.71%
Total Capital Ratio19.73%
Leverage Ratio15.67%
Loan-to-Deposit97.54%

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