BanksSHAMROCK BANK, NATIONAL ASSOCIATION

SHAMROCK BANK, NATIONAL ASSOCIATION

COALGATE, OKSmallEst. Jan. 1, 1924, midnightFDIC #4236RSSD #300353OCC
Latest · 2025-12-31

SHAMROCK BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in COALGATE, OK, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $486M and total deposits of $442M. Profitability stands at 1.52% ROA and 18.56% ROE, with a net interest margin of 4.14%. CET1 capital ratio: 8.10%. NPL ratio: 0.29% · Texas Ratio: 2.16%. Operates 8 domestic branches.

Assets
$486M
Deposits
$442M
Loans
$328M
Equity
$39M

Profitability

Return on Assets (ROA)1.52%
Return on Equity (ROE)18.56%
Net Interest Margin4.14%
Yield on Assets6.06%
Cost of Funds1.94%

Asset Quality

NPL Ratio0.29%
Net Charge-Off Ratio0.03%
Texas Ratio2.16%
NPA Ratio0.19%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio8.10%
Tier 1 Capital8.10%
Total Capital Ratio8.50%
Leverage Ratio9.80%
Loan-to-Deposit74.15%

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