Banks BANK OF THE PLAINS

BANK OF THE PLAINS

PLAINS, KS Small Est. Jan. 1, 1906, midnight FDIC #18118 RSSD #302553 FDIC
Latest · 2025-12-31

BANK OF THE PLAINS is an FDIC-insured commercial bank headquartered in PLAINS, KS, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $446M and total deposits of $389M. Profitability stands at 0.67% ROA and 6.91% ROE, with a net interest margin of 4.42%. CET1 capital ratio: 11.65%, well above regulatory minimums. NPL ratio: 0.48% · Texas Ratio: 4.14%.

Assets
$446M
Deposits
$389M
Loans
$323M
Equity
$44M

Profitability

Return on Assets (ROA)0.67%
Return on Equity (ROE)6.91%
Net Interest Margin4.42%
Yield on Assets6.31%
Cost of Funds1.93%

Asset Quality

NPL Ratio0.48%
Net Charge-Off Ratio0.08%
Texas Ratio4.14%
NPA Ratio0.45%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio11.65%
Tier 1 Capital11.65%
Total Capital Ratio12.90%
Leverage Ratio9.17%
Loan-to-Deposit82.90%

This is just the summary.

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