BanksMINNWEST BANK

MINNWEST BANK

REDWOOD FALLS, MNLargeEst. May 19, 1941, midnightFDIC #16958RSSD #302656FDIC
Latest · 2025-12-31

MINNWEST BANK is an FDIC-insured commercial bank headquartered in REDWOOD FALLS, MN, established in May 19, 1941, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.6B. Profitability stands at 0.91% ROA and 8.44% ROE, with a net interest margin of 4.22%. CET1 capital ratio: 12.30%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 7.26%. Operates 36 domestic branches.

Assets
$3.0B
Deposits
$2.6B
Loans
$2.2B
Equity
$326M

Profitability

Return on Assets (ROA)0.91%
Return on Equity (ROE)8.44%
Net Interest Margin4.22%
Yield on Assets6.04%
Cost of Funds1.91%

Asset Quality

NPL Ratio0.89%
Net Charge-Off Ratio0.92%
Texas Ratio7.26%
NPA Ratio0.86%
ACL / Loans1.43%

Capital & Liquidity

CET1 Ratio12.30%
Tier 1 Capital12.30%
Total Capital Ratio13.55%
Leverage Ratio10.14%
Loan-to-Deposit82.50%

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