BanksPERU FEDERAL SAVINGS BANK

PERU FEDERAL SAVINGS BANK

PERU, ILSmallEst. Jan. 1, 1887, midnightFDIC #29384RSSD #305077OCC
Latest · 2025-12-31

PERU FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in PERU, IL, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $207M and total deposits of $172M. Profitability stands at 1.16% ROA and 7.54% ROE, with a net interest margin of 3.07%. CET1 capital ratio: 31.72%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 0.66%. Operates 2 domestic branches.

Assets
$207M
Deposits
$172M
Loans
$110M
Equity
$32M

Profitability

Return on Assets (ROA)1.16%
Return on Equity (ROE)7.54%
Net Interest Margin3.07%
Yield on Assets4.85%
Cost of Funds1.97%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio0.00%
Texas Ratio0.66%
NPA Ratio0.11%
ACL / Loans0.77%

Capital & Liquidity

CET1 Ratio31.72%
Tier 1 Capital31.72%
Total Capital Ratio32.53%
Leverage Ratio16.10%
Loan-to-Deposit63.68%

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