BanksFIRST NATIONAL BANK OF FLEMING, THE

FIRST NATIONAL BANK OF FLEMING, THE

FLEMING, COMicroEst. Jan. 1, 1917, midnightFDIC #3018RSSD #306056OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF FLEMING, THE is an FDIC-insured commercial bank headquartered in FLEMING, CO, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $30M and total deposits of $26M. Profitability stands at 0.13% ROA and 1.01% ROE, with a net interest margin of 4.27%. CET1 capital ratio: 13.11%, well above regulatory minimums. NPL ratio: 1.38% · Texas Ratio: 10.25%. Operates 1 domestic branch.

Assets
$30M
Deposits
$26M
Loans
$24M
Equity
$4M

Profitability

Return on Assets (ROA)0.13%
Return on Equity (ROE)1.01%
Net Interest Margin4.27%
Yield on Assets6.76%
Cost of Funds2.67%

Asset Quality

NPL Ratio1.38%
Net Charge-Off Ratio0.04%
Texas Ratio10.25%
NPA Ratio1.45%
ACL / Loans1.27%

Capital & Liquidity

CET1 Ratio13.11%
Tier 1 Capital13.11%
Total Capital Ratio13.76%
Leverage Ratio13.15%
Loan-to-Deposit94.14%

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