Banks AMERICAN NATIONAL BANK OF MINNESOTA

AMERICAN NATIONAL BANK OF MINNESOTA

BAXTER, MN Small Est. May 1, 1983, midnight FDIC #26499 RSSD #306159 OCC
Latest · 2025-12-31

AMERICAN NATIONAL BANK OF MINNESOTA is an FDIC-insured commercial bank headquartered in BAXTER, MN, established in May 1, 1983, midnight. As of 2025-12-31, the bank reported total assets of $475M and total deposits of $343M. Profitability stands at 1.11% ROA and 10.88% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 12.77%, well above regulatory minimums. NPL ratio: 1.20% · Texas Ratio: 8.99%.

Assets
$475M
Deposits
$343M
Loans
$404M
Equity
$49M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)10.88%
Net Interest Margin4.36%
Yield on Assets7.26%
Cost of Funds2.99%

Asset Quality

NPL Ratio1.20%
Net Charge-Off Ratio0.07%
Texas Ratio8.99%
NPA Ratio1.03%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio12.77%
Tier 1 Capital12.77%
Total Capital Ratio14.03%
Leverage Ratio10.38%
Loan-to-Deposit117.84%

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