Banks JEFF BANK

JEFF BANK

JEFFERSONVILLE, NY Medium Est. Oct. 1, 1913, midnight FDIC #7123 RSSD #306908 FDIC
Latest · 2025-12-31

JEFF BANK is an FDIC-insured commercial bank headquartered in JEFFERSONVILLE, NY, established in Oct. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $662M and total deposits of $558M. Profitability stands at 1.91% ROA and 13.94% ROE, with a net interest margin of 4.88%. CET1 capital ratio: 14.07%, well above regulatory minimums. NPL ratio: 0.40% · Texas Ratio: 1.97%.

Assets
$662M
Deposits
$558M
Loans
$363M
Equity
$93M

Profitability

Return on Assets (ROA)1.91%
Return on Equity (ROE)13.94%
Net Interest Margin4.88%
Yield on Assets5.08%
Cost of Funds0.22%

Asset Quality

NPL Ratio0.40%
Net Charge-Off Ratio-0.02%
Texas Ratio1.97%
NPA Ratio0.29%
ACL / Loans1.35%

Capital & Liquidity

CET1 Ratio14.07%
Tier 1 Capital14.07%
Total Capital Ratio14.78%
Leverage Ratio14.69%
Loan-to-Deposit64.94%

This is just the summary.

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required