BanksFARMERS BANK

FARMERS BANK

BUHL, IDMediumEst. May 11, 1917, midnightFDIC #2850RSSD #307062FDIC
Latest · 2025-12-31

FARMERS BANK is an FDIC-insured commercial bank headquartered in BUHL, ID, established in May 11, 1917, midnight. As of 2025-12-31, the bank reported total assets of $668M and total deposits of $559M. Profitability stands at 1.61% ROA and 10.72% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 22.16%, well above regulatory minimums. NPL ratio: 0.78% · Texas Ratio: 2.98%. Operates 6 domestic branches.

Assets
$668M
Deposits
$559M
Loans
$402M
Equity
$99M

Profitability

Return on Assets (ROA)1.61%
Return on Equity (ROE)10.72%
Net Interest Margin4.30%
Yield on Assets5.41%
Cost of Funds1.23%

Asset Quality

NPL Ratio0.78%
Net Charge-Off Ratio0.00%
Texas Ratio2.98%
NPA Ratio0.47%
ACL / Loans1.68%

Capital & Liquidity

CET1 Ratio22.16%
Tier 1 Capital22.16%
Total Capital Ratio23.42%
Leverage Ratio15.54%
Loan-to-Deposit71.92%

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