SOUTHERN BANK is an FDIC-insured commercial bank headquartered in SARDIS, GA, established in July 2, 1945, midnight. As of 2025-12-31, the bank reported total assets of $371M and total deposits of $317M. Profitability stands at 0.40% ROA and 4.74% ROE, with a net interest margin of 3.42%. CET1 capital ratio: 8.47%. NPL ratio: 0.14% · Texas Ratio: 3.08%. Operates 7 domestic branches.
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