BanksBANK OF THE PACIFIC

BANK OF THE PACIFIC

ABERDEEN, WALargeEst. Dec. 26, 1979, midnightFDIC #23041RSSD #307679FDIC
Latest · 2025-12-31

BANK OF THE PACIFIC is an FDIC-insured commercial bank headquartered in ABERDEEN, WA, established in Dec. 26, 1979, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.06% ROA and 9.80% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 16.07%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.08%. Operates 20 domestic branches.

Assets
$1.3B
Deposits
$1.1B
Loans
$775M
Equity
$139M

Profitability

Return on Assets (ROA)1.06%
Return on Equity (ROE)9.80%
Net Interest Margin4.30%
Yield on Assets5.29%
Cost of Funds1.02%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio0.01%
Texas Ratio0.08%
NPA Ratio0.01%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio16.07%
Tier 1 Capital16.07%
Total Capital Ratio17.25%
Leverage Ratio10.71%
Loan-to-Deposit69.01%

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