BanksBATH STATE BANK

BATH STATE BANK

BATH, INSmallEst. Oct. 23, 1923, midnightFDIC #8035RSSD #308340FDIC
Latest · 2025-12-31

BATH STATE BANK is an FDIC-insured commercial bank headquartered in BATH, IN, established in Oct. 23, 1923, midnight. As of 2025-12-31, the bank reported total assets of $337M and total deposits of $275M. Profitability stands at 1.20% ROA and 23.09% ROE, with a net interest margin of 3.17%. CET1 capital ratio: 10.92%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 6.73%. Operates 3 domestic branches.

Assets
$337M
Deposits
$275M
Loans
$262M
Equity
$18M

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)23.09%
Net Interest Margin3.17%
Yield on Assets5.81%
Cost of Funds2.59%

Asset Quality

NPL Ratio0.52%
Net Charge-Off Ratio0.00%
Texas Ratio6.73%
NPA Ratio0.41%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio10.92%
Tier 1 Capital10.92%
Total Capital Ratio11.90%
Leverage Ratio8.28%
Loan-to-Deposit95.06%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required