BanksREGENT BANK

REGENT BANK

TULSA, OKLargeEst. Jan. 1, 1898, midnightFDIC #4160RSSD #309655FDIC
Latest · 2025-12-31

REGENT BANK is an FDIC-insured commercial bank headquartered in TULSA, OK, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 1.28% ROA and 13.57% ROE, with a net interest margin of 4.49%. CET1 capital ratio: 10.39%, well above regulatory minimums. NPL ratio: 2.12% · Texas Ratio: 19.32%. Operates 6 domestic branches.

Assets
$2.0B
Deposits
$1.7B
Loans
$1.7B
Equity
$196M

Profitability

Return on Assets (ROA)1.28%
Return on Equity (ROE)13.57%
Net Interest Margin4.49%
Yield on Assets7.20%
Cost of Funds2.78%

Asset Quality

NPL Ratio2.12%
Net Charge-Off Ratio0.27%
Texas Ratio19.32%
NPA Ratio2.11%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio10.39%
Tier 1 Capital10.39%
Total Capital Ratio11.49%
Leverage Ratio10.20%
Loan-to-Deposit96.26%

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