BanksWATERSTONE BANK

WATERSTONE BANK

WAUWATOSA, WILargeEst. Jan. 1, 1921, midnightFDIC #28513RSSD #310978FDIC
Latest · 2025-12-31

WATERSTONE BANK is an FDIC-insured commercial bank headquartered in WAUWATOSA, WI, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.5B. Profitability stands at 1.34% ROA and 9.07% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 19.47%, well above regulatory minimums. NPL ratio: 0.34% · Texas Ratio: 1.86%. Operates 16 domestic branches.

Assets
$2.3B
Deposits
$1.5B
Loans
$1.8B
Equity
$338M

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)9.07%
Net Interest Margin3.08%
Yield on Assets5.85%
Cost of Funds3.04%

Asset Quality

NPL Ratio0.34%
Net Charge-Off Ratio-0.01%
Texas Ratio1.86%
NPA Ratio0.29%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio19.47%
Tier 1 Capital19.47%
Total Capital Ratio20.49%
Leverage Ratio15.43%
Loan-to-Deposit123.33%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required