BanksAMERICAN HERITAGE BANK

AMERICAN HERITAGE BANK

SAPULPA, OKLargeEst. June 15, 1905, midnightFDIC #4190RSSD #311050FED
Latest · 2025-12-31

AMERICAN HERITAGE BANK is an FDIC-insured commercial bank headquartered in SAPULPA, OK, established in June 15, 1905, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.02% ROA and 11.09% ROE, with a net interest margin of 2.88%. CET1 capital ratio: 23.24%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.34%. Operates 24 domestic branches.

Assets
$1.4B
Deposits
$1.2B
Loans
$506M
Equity
$131M

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)11.09%
Net Interest Margin2.88%
Yield on Assets4.51%
Cost of Funds1.83%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.04%
Texas Ratio0.34%
NPA Ratio0.03%
ACL / Loans1.47%

Capital & Liquidity

CET1 Ratio23.24%
Tier 1 Capital23.24%
Total Capital Ratio24.49%
Leverage Ratio9.71%
Loan-to-Deposit43.45%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required