GRANITE BANK is an FDIC-insured commercial bank headquartered in COLD SPRING, MN, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $351M and total deposits of $292M. Profitability stands at 0.73% ROA and 8.44% ROE, with a net interest margin of 4.48%. CET1 capital ratio: 9.85%. NPL ratio: 0.71% · Texas Ratio: 8.64%. Operates 2 domestic branches.
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