BanksDIME BANK

DIME BANK

NORWICH, CTLargeEst. Jan. 1, 1869, midnightFDIC #18200RSSD #311603FDIC
Latest · 2025-12-31

DIME BANK is an FDIC-insured commercial bank headquartered in NORWICH, CT, established in Jan. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $916M. Profitability stands at 0.15% ROA and 1.38% ROE, with a net interest margin of 3.27%. CET1 capital ratio: 15.08%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.73%. Operates 14 domestic branches.

Assets
$1.2B
Deposits
$916M
Loans
$918M
Equity
$131M

Profitability

Return on Assets (ROA)0.15%
Return on Equity (ROE)1.38%
Net Interest Margin3.27%
Yield on Assets4.97%
Cost of Funds1.77%

Asset Quality

NPL Ratio0.26%
Net Charge-Off Ratio0.10%
Texas Ratio1.73%
NPA Ratio0.20%
ACL / Loans1.05%

Capital & Liquidity

CET1 Ratio15.08%
Tier 1 Capital15.08%
Total Capital Ratio16.14%
Leverage Ratio11.24%
Loan-to-Deposit100.25%

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