BanksCORNERSTONE BANK, THE

CORNERSTONE BANK, THE

SOUTH WEST CITY, MOSmallEst. Jan. 1, 1898, midnightFDIC #9388RSSD #312356FDIC
Latest · 2025-12-31

CORNERSTONE BANK, THE is an FDIC-insured commercial bank headquartered in SOUTH WEST CITY, MO, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $203M and total deposits of $176M. Profitability stands at 1.46% ROA and 12.04% ROE, with a net interest margin of 5.89%. CET1 capital ratio: 12.02%, well above regulatory minimums. NPL ratio: 1.17% · Texas Ratio: 7.08%. Operates 5 domestic branches.

Assets
$203M
Deposits
$176M
Loans
$162M
Equity
$24M

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)12.04%
Net Interest Margin5.89%
Yield on Assets8.17%
Cost of Funds2.41%

Asset Quality

NPL Ratio1.17%
Net Charge-Off Ratio0.41%
Texas Ratio7.08%
NPA Ratio0.94%
ACL / Loans1.66%

Capital & Liquidity

CET1 Ratio12.02%
Tier 1 Capital12.02%
Total Capital Ratio12.62%
Leverage Ratio12.25%
Loan-to-Deposit91.72%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required