Banks SEILING STATE BANK, THE

SEILING STATE BANK, THE

SEILING, OK Small Est. Jan. 1, 1901, midnight FDIC #4193 RSSD #313157 FDIC
Latest · 2025-12-31

SEILING STATE BANK, THE is an FDIC-insured commercial bank headquartered in SEILING, OK, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $196M and total deposits of $178M. Profitability stands at -7.59% ROA and -90.33% ROE, with a net interest margin of 3.29%. CET1 capital ratio: 12.48%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 3.46%.

Assets
$196M
Deposits
$178M
Loans
$143M
Equity
$18M

Profitability

Return on Assets (ROA)-7.59%
Return on Equity (ROE)-90.33%
Net Interest Margin3.29%
Yield on Assets5.76%
Cost of Funds2.49%

Asset Quality

NPL Ratio0.35%
Net Charge-Off Ratio3.26%
Texas Ratio3.46%
NPA Ratio0.34%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio12.48%
Tier 1 Capital12.48%
Total Capital Ratio13.54%
Leverage Ratio9.63%
Loan-to-Deposit80.51%

This is just the summary.

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