BanksFIRST ENTERPRISE BANK

FIRST ENTERPRISE BANK

OKLAHOMA CITY, OKSmallEst. Jan. 1, 1907, midnightFDIC #4049RSSD #315656FDIC
Latest · 2025-12-31

FIRST ENTERPRISE BANK is an FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $176M. Profitability stands at 0.46% ROA and 4.33% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 10.65%, well above regulatory minimums. NPL ratio: 7.18% · Texas Ratio: 54.23%. Operates 6 domestic branches.

Assets
$198M
Deposits
$176M
Loans
$168M
Equity
$21M

Profitability

Return on Assets (ROA)0.46%
Return on Equity (ROE)4.33%
Net Interest Margin4.59%
Yield on Assets6.72%
Cost of Funds2.20%

Asset Quality

NPL Ratio7.18%
Net Charge-Off Ratio3.62%
Texas Ratio54.23%
NPA Ratio6.10%
ACL / Loans0.70%

Capital & Liquidity

CET1 Ratio10.65%
Tier 1 Capital10.65%
Total Capital Ratio11.18%
Leverage Ratio10.71%
Loan-to-Deposit95.34%

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