BanksEXCHANGE BANK, THE

EXCHANGE BANK, THE

SKIATOOK, OKSmallEst. June 1, 1930, midnightFDIC #10672RSSD #316859FDIC
Latest · 2025-12-31

EXCHANGE BANK, THE is an FDIC-insured commercial bank headquartered in SKIATOOK, OK, established in June 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $153M and total deposits of $137M. Profitability stands at 1.27% ROA and 12.97% ROE, with a net interest margin of 4.08%. CET1 capital ratio: 10.11%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$153M
Deposits
$137M
Loans
$54M
Equity
$15M

Profitability

Return on Assets (ROA)1.27%
Return on Equity (ROE)12.97%
Net Interest Margin4.08%
Yield on Assets5.29%
Cost of Funds1.24%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.60%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.62%

Capital & Liquidity

CET1 Ratio10.11%
Tier 1 Capital10.11%
Total Capital Ratio10.62%
Leverage Ratio11.96%
Loan-to-Deposit39.06%

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