BanksFIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD

LAKEWOOD, OHLargeEst. July 19, 1935, midnightFDIC #29488RSSD #318974OCC
Latest · 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD is an FDIC-insured commercial bank headquartered in LAKEWOOD, OH, established in July 19, 1935, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.2B. Profitability stands at 0.38% ROA and 4.99% ROE, with a net interest margin of 2.37%. CET1 capital ratio: 11.94%, well above regulatory minimums. NPL ratio: 0.44% · Texas Ratio: 4.38%. Operates 20 domestic branches.

Assets
$2.9B
Deposits
$2.2B
Loans
$2.4B
Equity
$224M

Profitability

Return on Assets (ROA)0.38%
Return on Equity (ROE)4.99%
Net Interest Margin2.37%
Yield on Assets4.88%
Cost of Funds2.53%

Asset Quality

NPL Ratio0.44%
Net Charge-Off Ratio0.32%
Texas Ratio4.38%
NPA Ratio0.37%
ACL / Loans0.82%

Capital & Liquidity

CET1 Ratio11.94%
Tier 1 Capital11.94%
Total Capital Ratio12.97%
Leverage Ratio8.15%
Loan-to-Deposit110.53%

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