BanksRIDDELL NATIONAL BANK, THE

RIDDELL NATIONAL BANK, THE

BRAZIL, INSmallEst. June 15, 1885, midnightFDIC #4318RSSD #319047OCC
Latest · 2025-12-31

RIDDELL NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in BRAZIL, IN, established in June 15, 1885, midnight. As of 2025-12-31, the bank reported total assets of $366M and total deposits of $327M. Profitability stands at 0.78% ROA and 10.50% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 10.94%, well above regulatory minimums. NPL ratio: 0.66% · Texas Ratio: 7.70%. Operates 5 domestic branches.

Assets
$366M
Deposits
$327M
Loans
$286M
Equity
$28M

Profitability

Return on Assets (ROA)0.78%
Return on Equity (ROE)10.50%
Net Interest Margin3.80%
Yield on Assets5.95%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.66%
Net Charge-Off Ratio0.15%
Texas Ratio7.70%
NPA Ratio0.65%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio10.94%
Tier 1 Capital10.94%
Total Capital Ratio12.15%
Leverage Ratio8.38%
Loan-to-Deposit87.38%

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