BanksLEGACY BANK

LEGACY BANK

HINTON, OKMediumEst. Jan. 1, 1902, midnightFDIC #4042RSSD #320052FDIC
Latest · 2025-12-31

LEGACY BANK is an FDIC-insured commercial bank headquartered in HINTON, OK, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $661M and total deposits of $596M. Profitability stands at 1.81% ROA and 19.74% ROE, with a net interest margin of 4.63%. CET1 capital ratio: 16.00%, well above regulatory minimums. NPL ratio: 1.50% · Texas Ratio: 9.73%. Operates 10 domestic branches.

Assets
$661M
Deposits
$596M
Loans
$395M
Equity
$59M

Profitability

Return on Assets (ROA)1.81%
Return on Equity (ROE)19.74%
Net Interest Margin4.63%
Yield on Assets6.67%
Cost of Funds2.08%

Asset Quality

NPL Ratio1.50%
Net Charge-Off Ratio-0.53%
Texas Ratio9.73%
NPA Ratio0.97%
ACL / Loans1.59%

Capital & Liquidity

CET1 Ratio16.00%
Tier 1 Capital16.00%
Total Capital Ratio17.25%
Leverage Ratio8.83%
Loan-to-Deposit66.24%

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