Banks ISRAEL DISCOUNT BANK OF NEW YORK

ISRAEL DISCOUNT BANK OF NEW YORK

NEW YORK, NY Regional Est. Jan. 1, 1922, midnight FDIC #19977 RSSD #320119 FDIC
Latest · 2025-12-31

ISRAEL DISCOUNT BANK OF NEW YORK is an FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $14.4B and total deposits of $12.5B. Profitability stands at 0.35% ROA and 3.61% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 13.84%, well above regulatory minimums. NPL ratio: 1.14% · Texas Ratio: 7.46%.

Assets
$14.4B
Deposits
$12.5B
Loans
$10.0B
Equity
$1.4B

Profitability

Return on Assets (ROA)0.35%
Return on Equity (ROE)3.61%
Net Interest Margin3.03%
Yield on Assets6.13%
Cost of Funds3.29%

Asset Quality

NPL Ratio1.14%
Net Charge-Off Ratio0.13%
Texas Ratio7.46%
NPA Ratio0.79%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio13.84%
Tier 1 Capital13.84%
Total Capital Ratio14.74%
Leverage Ratio10.40%
Loan-to-Deposit79.69%

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