BanksLINEAGE BANK

LINEAGE BANK

FRANKLIN, TNSmallEst. Feb. 5, 1927, midnightFDIC #6100RSSD #321152FDIC
Latest · 2025-12-31

LINEAGE BANK is an FDIC-insured commercial bank headquartered in FRANKLIN, TN, established in Feb. 5, 1927, midnight. As of 2025-12-31, the bank reported total assets of $163M and total deposits of $154M. Profitability stands at -2.74% ROA and -61.64% ROE, with a net interest margin of 2.33%. CET1 capital ratio: 8.88%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$163M
Deposits
$154M
Loans
$108M
Equity
$7M

Profitability

Return on Assets (ROA)-2.74%
Return on Equity (ROE)-61.64%
Net Interest Margin2.33%
Yield on Assets6.05%
Cost of Funds3.62%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio1.52%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio8.88%
Tier 1 Capital8.88%
Total Capital Ratio9.95%
Leverage Ratio6.39%
Loan-to-Deposit69.94%

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