BanksFARMERS AND MERCHANTS STATE BANK OF BUSHNELL

FARMERS AND MERCHANTS STATE BANK OF BUSHNELL

BUSHNELL, ILMicroEst. Jan. 1, 1914, midnightFDIC #11324RSSD #321330FDIC
Latest · 2025-12-31

FARMERS AND MERCHANTS STATE BANK OF BUSHNELL is an FDIC-insured commercial bank headquartered in BUSHNELL, IL, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $81M. Profitability stands at 1.44% ROA and 15.70% ROE, with a net interest margin of 3.99%. CET1 capital ratio: 20.17%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$89M
Deposits
$81M
Loans
$40M
Equity
$8M

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)15.70%
Net Interest Margin3.99%
Yield on Assets4.53%
Cost of Funds0.54%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.79%

Capital & Liquidity

CET1 Ratio20.17%
Tier 1 Capital20.17%
Total Capital Ratio20.91%
Leverage Ratio9.65%
Loan-to-Deposit49.61%

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