BanksFCN BANK, NATIONAL ASSOCIATION

FCN BANK, NATIONAL ASSOCIATION

BROOKVILLE, INMediumEst. Jan. 1, 1900, midnightFDIC #4319RSSD #321947OCC
Latest · 2025-12-31

FCN BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in BROOKVILLE, IN, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $793M and total deposits of $683M. Profitability stands at 0.94% ROA and 12.07% ROE, with a net interest margin of 3.10%. CET1 capital ratio: 14.14%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.17%. Operates 6 domestic branches.

Assets
$793M
Deposits
$683M
Loans
$512M
Equity
$63M

Profitability

Return on Assets (ROA)0.94%
Return on Equity (ROE)12.07%
Net Interest Margin3.10%
Yield on Assets5.03%
Cost of Funds2.05%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio-0.02%
Texas Ratio0.17%
NPA Ratio0.01%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio14.14%
Tier 1 Capital14.14%
Total Capital Ratio15.34%
Leverage Ratio9.82%
Loan-to-Deposit74.88%

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