LYONS NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in LYONS, NY, established in Jan. 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.9B. Profitability stands at 1.37% ROA and 18.39% ROE, with a net interest margin of 3.54%. CET1 capital ratio: 12.29%, well above regulatory minimums. NPL ratio: 0.43% · Texas Ratio: 3.68%. Operates 16 domestic branches.
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