GILMER NATIONAL BANK is an FDIC-insured commercial bank headquartered in GILMER, TX, established in May 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $365M and total deposits of $332M. Profitability stands at 0.79% ROA and 9.03% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 14.70%, well above regulatory minimums. NPL ratio: 2.35% · Texas Ratio: 18.67%. Operates 2 domestic branches.
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