Banks DEWITT SAVINGS BANK

DEWITT SAVINGS BANK

CLINTON, IL Small Est. Jan. 1, 1887, midnight FDIC #29535 RSSD #324975 FDIC
Latest · 2025-12-31

DEWITT SAVINGS BANK is an FDIC-insured commercial bank headquartered in CLINTON, IL, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $174M and total deposits of $148M. Profitability stands at 0.32% ROA and 3.87% ROE, with a net interest margin of 2.97%. CET1 capital ratio: 19.70%, well above regulatory minimums. NPL ratio: 1.19% · Texas Ratio: 7.14%.

Assets
$174M
Deposits
$148M
Loans
$88M
Equity
$15M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)3.87%
Net Interest Margin2.97%
Yield on Assets5.37%
Cost of Funds2.42%

Asset Quality

NPL Ratio1.19%
Net Charge-Off Ratio0.32%
Texas Ratio7.14%
NPA Ratio0.63%
ACL / Loans0.61%

Capital & Liquidity

CET1 Ratio19.70%
Tier 1 Capital19.70%
Total Capital Ratio20.29%
Leverage Ratio9.82%
Loan-to-Deposit59.08%

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