BanksPEOPLES STATE BANK OF NEWTON, ILLINOIS, THE

PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE

NEWTON, ILMediumEst. Jan. 1, 1875, midnightFDIC #11722RSSD #326344FDIC
Latest · 2025-12-31

PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE is an FDIC-insured commercial bank headquartered in NEWTON, IL, established in Jan. 1, 1875, midnight. As of 2025-12-31, the bank reported total assets of $720M and total deposits of $563M. Profitability stands at 1.05% ROA and 11.01% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 9.56%. NPL ratio: 0.37% · Texas Ratio: 2.51%. Operates 9 domestic branches.

Assets
$720M
Deposits
$563M
Loans
$510M
Equity
$69M

Profitability

Return on Assets (ROA)1.05%
Return on Equity (ROE)11.01%
Net Interest Margin3.80%
Yield on Assets5.74%
Cost of Funds2.06%

Asset Quality

NPL Ratio0.37%
Net Charge-Off Ratio0.00%
Texas Ratio2.51%
NPA Ratio0.26%
ACL / Loans1.22%

Capital & Liquidity

CET1 Ratio9.56%
Tier 1 Capital9.56%
Total Capital Ratio10.04%
Leverage Ratio11.26%
Loan-to-Deposit90.63%

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