BanksTITAN BANK, N.A.

TITAN BANK, N.A.

MINERAL WELLS, TXMediumEst. Jan. 1, 1907, midnightFDIC #3225RSSD #328357OCC
Latest · 2025-12-31

TITAN BANK, N.A. is an FDIC-insured commercial bank headquartered in MINERAL WELLS, TX, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $820M and total deposits of $641M. Profitability stands at 12.21% ROA and 78.53% ROE, with a net interest margin of 4.57%. CET1 capital ratio: 18.58%, well above regulatory minimums. NPL ratio: 0.31% · Texas Ratio: 2.12%. Operates 1 domestic branch.

Assets
$820M
Deposits
$641M
Loans
$449M
Equity
$79M

Profitability

Return on Assets (ROA)12.21%
Return on Equity (ROE)78.53%
Net Interest Margin4.57%
Yield on Assets6.23%
Cost of Funds1.83%

Asset Quality

NPL Ratio0.31%
Net Charge-Off Ratio0.00%
Texas Ratio2.12%
NPA Ratio0.22%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio18.58%
Tier 1 Capital18.58%
Total Capital Ratio19.79%
Leverage Ratio9.64%
Loan-to-Deposit70.06%

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