Banks PENN COMMUNITY BANK

PENN COMMUNITY BANK

DOYLESTOWN, PA Large Est. Jan. 1, 1922, midnight FDIC #30401 RSSD #328777 FDIC
Latest · 2025-12-31

PENN COMMUNITY BANK is an FDIC-insured commercial bank headquartered in DOYLESTOWN, PA, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.4B. Profitability stands at 0.61% ROA and 5.72% ROE, with a net interest margin of 2.76%. CET1 capital ratio: 16.55%, well above regulatory minimums. NPL ratio: 0.49% · Texas Ratio: 3.21%.

Assets
$3.0B
Deposits
$2.4B
Loans
$2.1B
Equity
$328M

Profitability

Return on Assets (ROA)0.61%
Return on Equity (ROE)5.72%
Net Interest Margin2.76%
Yield on Assets5.12%
Cost of Funds2.45%

Asset Quality

NPL Ratio0.49%
Net Charge-Off Ratio0.04%
Texas Ratio3.21%
NPA Ratio0.37%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio16.55%
Tier 1 Capital16.55%
Total Capital Ratio17.57%
Leverage Ratio12.46%
Loan-to-Deposit87.32%

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