BanksFIRST NATIONAL BANK OF GRANBURY, THE

FIRST NATIONAL BANK OF GRANBURY, THE

GRANBURY, TXMediumEst. Jan. 1, 1887, midnightFDIC #3228RSSD #329952OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF GRANBURY, THE is an FDIC-insured commercial bank headquartered in GRANBURY, TX, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $993M and total deposits of $889M. Profitability stands at 1.12% ROA and 10.84% ROE, with a net interest margin of 3.88%. CET1 capital ratio: 9.97%. NPL ratio: 0.87% · Texas Ratio: 4.21%. Operates 8 domestic branches.

Assets
$993M
Deposits
$889M
Loans
$503M
Equity
$99M

Profitability

Return on Assets (ROA)1.12%
Return on Equity (ROE)10.84%
Net Interest Margin3.88%
Yield on Assets5.16%
Cost of Funds1.31%

Asset Quality

NPL Ratio0.87%
Net Charge-Off Ratio0.02%
Texas Ratio4.21%
NPA Ratio0.45%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio9.97%
Tier 1 Capital9.97%
Total Capital Ratio10.46%
Leverage Ratio11.47%
Loan-to-Deposit56.57%

This is just the summary.

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