MORGANTOWN BANK & TRUST COMPANY, INCORPORATED is an FDIC-insured commercial bank headquartered in MORGANTOWN, KY, established in Sept. 1, 1880, midnight. As of 2025-12-31, the bank reported total assets of $422M and total deposits of $370M. Profitability stands at 0.77% ROA and 10.16% ROE, with a net interest margin of 3.51%. CET1 capital ratio: 11.68%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 3.06%. Operates 7 domestic branches.
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