BanksRICHLAND COUNTY BANK

RICHLAND COUNTY BANK

RICHLAND CENTER, WISmallEst. Jan. 1, 1881, midnightFDIC #15092RSSD #331544FDIC
Latest · 2025-12-31

RICHLAND COUNTY BANK is an FDIC-insured commercial bank headquartered in RICHLAND CENTER, WI, established in Jan. 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $92M. Profitability stands at 1.38% ROA and 8.74% ROE, with a net interest margin of 3.63%. CET1 capital ratio: 15.89%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$110M
Deposits
$92M
Loans
$47M
Equity
$17M

Profitability

Return on Assets (ROA)1.38%
Return on Equity (ROE)8.74%
Net Interest Margin3.63%
Yield on Assets4.52%
Cost of Funds0.98%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.15%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.36%

Capital & Liquidity

CET1 Ratio15.89%
Tier 1 Capital15.89%
Total Capital Ratio16.68%
Leverage Ratio18.26%
Loan-to-Deposit50.77%

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