MORGANTON SAVINGS BANK, S.S.B. is an FDIC-insured commercial bank headquartered in MORGANTON, NC, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $107M and total deposits of $70M. Profitability stands at -0.44% ROA and -1.65% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 26.61%, well above regulatory minimums. NPL ratio: 0.25% · Texas Ratio: 0.53%. Operates 1 domestic branch.
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