BanksADAMS STATE BANK

ADAMS STATE BANK

ADAMS, NEMicroEst. Jan. 18, 1918, midnightFDIC #9812RSSD #332756FDIC
Latest · 2025-12-31

ADAMS STATE BANK is an FDIC-insured commercial bank headquartered in ADAMS, NE, established in Jan. 18, 1918, midnight. As of 2025-12-31, the bank reported total assets of $70M and total deposits of $51M. Profitability stands at 1.36% ROA and 8.96% ROE, with a net interest margin of 4.00%. CET1 capital ratio: 15.54%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$70M
Deposits
$51M
Loans
$51M
Equity
$11M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)8.96%
Net Interest Margin4.00%
Yield on Assets6.01%
Cost of Funds2.19%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.08%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.60%

Capital & Liquidity

CET1 Ratio15.54%
Tier 1 Capital15.54%
Total Capital Ratio16.31%
Leverage Ratio15.73%
Loan-to-Deposit101.20%

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