BANK, THE is an FDIC-insured commercial bank headquartered in OBERLIN, KS, established in Nov. 21, 1985, midnight. As of 2025-12-31, the bank reported total assets of $615M and total deposits of $541M. Profitability stands at 2.00% ROA and 16.84% ROE, with a net interest margin of 4.64%. CET1 capital ratio: 16.83%, well above regulatory minimums. NPL ratio: 2.96% · Texas Ratio: 14.80%. Operates 16 domestic branches.
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