Banks GRANDVIEW BANK

GRANDVIEW BANK

GRANDVIEW, TX Medium Est. Aug. 7, 1890, midnight FDIC #3230 RSSD #333856 FDIC
Latest · 2025-12-31

GRANDVIEW BANK is an FDIC-insured commercial bank headquartered in GRANDVIEW, TX, established in Aug. 7, 1890, midnight. As of 2025-12-31, the bank reported total assets of $690M and total deposits of $609M. Profitability stands at 2.26% ROA and 21.16% ROE, with a net interest margin of 5.22%. CET1 capital ratio: 17.31%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 0.68%.

Assets
$690M
Deposits
$609M
Loans
$533M
Equity
$77M

Profitability

Return on Assets (ROA)2.26%
Return on Equity (ROE)21.16%
Net Interest Margin5.22%
Yield on Assets6.90%
Cost of Funds1.75%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio0.07%
Texas Ratio0.68%
NPA Ratio0.08%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio17.31%
Tier 1 Capital17.31%
Total Capital Ratio18.56%
Leverage Ratio11.15%
Loan-to-Deposit87.56%

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